I should have learned my lesson the first time I got ripped off.

My boss wasn’t honest.  He short paid me for months.

I set up a payment plan through  payroll and the clerk was pocketing my money instead of sending it to my savings account.  

My bank was charging me too much.

There were extra charges coming out of my bank account.

 Remember: You are the ONLY person who cares about your money

Learn about investing so that you can make decisions based on what you know, not what someone is telling you.

Your decisions may not always be right, but at least they will be yourswriting-933262_640

  • Understand how the stock market works.
  • What is a self directed investment account and how do you set one up?
  • Use your bank’s online practice account to learn about buying and selling investments.
  • Learn the lingo. Portfolio, dividends, ROE, back end load, mutual funds, stocks, GIC’s
  • Invest in yourself by taking a course or by doing research online.
  • Look closely at how investment advisers are paid, and how mutual funds take a piece of your earnings. These fees add up, like banking fees.
  • Read investment newsletters to understand different trading techniques.
  • Don’t get swept up in their sales pitches, observe and take notes.
  • Decide what your investing goals are. Do you want to support your family or are you planning to reinvest to build up your portfolio.


People tell you when to buy but do you know when to sell?  I will talk more about this soon.book-690763_640

Ask me a question by clicking here:

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